What will happen if you are hit by a driver with no insurance coverage?

Imagine this – you’re driving a car and approaching a red light. You apply your brakes smoothly and gradually until your car comes to halt. The car behind, however, fails to stop and strikes the back of your car. As a result of the accident, your car is completely totaled and, worse still, you suffer serious or mild injuries. 

Most of us will probably know that we can “claim insurance from the driver” or, more accurately put, make a third-party personal injury claim against the insurance company of the driver that caused the accident. So, having that in mind, you immediately hire a personal injury lawyer to settle the claim and take care of the rest for you.

But what if the driver caused the accident is either uninsured or has no third-party insurance coverage?

In such a case, we in Gengeys & Co, have solution for you as well. We assist you in submission of your claims to Motor Insurance Bureau (MIB). MIB was formed by the Ministry of Transport  Malaysia to helps road accident victims (driver, passenger, or pedestrian) when the other vehicle (Defendant) has no valid insurance. 

Being involved in a car accident can be a very stressful experience. The trauma and anxiety aside, there’s so many other things that you have to do after an accident to make a personal injury claim. That it is why it is very important for you to know the rights and avenues that you have to make a claim based on your circumstances.

We are here to assist you in any types of road accident cases. Call us, Gengeys & Co on  03-79721919 or email us as gengeys.co@gmail.com or contact us through the contact page and we’ll be happy to answer them.

This article is for general informational purposes only and is not meant to be used or construed as legal advice in any manner whatsoever.